August 29, 2019

What Benefit Do Student Loans Have in Peru?

If you want to study at university, you are interested in knowing the different loan options for students in Peru. These credits can help you fulfill the desire to obtain a university degree at any of its different levels. And in the different institutions of higher education in the country.   What are student loans? Student loans are a type of personal credit for young students of different university education levels. They allow to pay the expenses of maintenance and tuition, as well as the acquisition of equipment and materials required for the studies. You can benefit from these credits if you take one of the following levels: Specialization programs…

August 20, 2019

GNI – the rights of clients of loan companies.

  GNI – the rights of clients of loan companies In May 2018, the famed AD GNI came into force. Initially, everyone heard the concept, but hardly anyone knew what exactly was going on. Now most people know that the new rules are designed to better protect customers’ personal data. Also in the world of loans there have been some significant changes and potential clients have gained new rights. Let’s check what permissions the clients give the GNI. The main task of the GNI is to ensure the free flow of information and personal data between European Union countries. In addition, personal data are to be better protected and any…

August 15, 2019

What are non-bank loans?

Non-bank loans are relatively often compared to loans and constitute a separate category of financial products. They differ in the entity granting the credit or loan. Loans are granted by banks, while non-bank loans by financial institutions, other than banks or private individuals. Non-bank loans are granted by companies that specialize in providing this type of services – there are more and more of them on the market, customers can easily choose. What to consider when choosing a non-bank loan? When choosing a non-bank loan, we should be guided by similar criteria as when choosing a bank loan. Attention should be paid to the commitment costs. We must pay attention…

August 7, 2019

How to withdraw from the loan agreement?

In a situation where we urgently need additional money, we often do not pay enough attention to the details of the contract. We want to get financial security as soon as possible to pay for sudden expenses. Then it turns out that other companies offer much better conditions, and we hurriedly signing the contract and we condemned to losses. Fortunately, we still have the opportunity to rectify this situation. How to withdraw from the loan agreement? Consumer rights in the Credit Act By signing a contract with a bank or registered non-bank company, the customer is subject to the Consumer Credit Act. In connection with the regulations, the borrower always…